Call reports 2002
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2002
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 210,449,000 | 205,138,000 | 201,497,000 | 198,207,000 |
| Total loans | 141,491,000 | 136,728,000 | 137,820,000 | 138,879,000 |
| Allowance for loan losses | 2,366,000 | 2,449,000 | 2,450,000 | 2,492,000 |
| Securities available for sale | 13,512,000 | 16,674,000 | 13,027,000 | 14,277,000 |
| Securities held to maturity | 20,082,000 | 22,051,000 | 21,021,000 | 21,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,032,000 | 180,540,000 | 176,420,000 | 172,049,000 |
| Interest-bearing deposits | 165,666,000 | 159,174,000 | 154,483,000 | 151,140,000 |
| Noninterest-bearing deposits | 20,366,000 | 21,367,000 | 21,938,000 | 20,909,000 |
| Equity capital | 20,243,000 | 20,712,000 | 21,082,000 | 21,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,200,000 | 6,260,000 | 9,230,000 | 12,081,000 |
| Interest expense | 1,454,000 | 2,734,000 | 3,907,000 | 4,884,000 |
| Net interest income | 1,746,000 | 3,526,000 | 5,323,000 | 7,197,000 |
| Noninterest income | 608,000 | 1,223,000 | 1,714,000 | 2,159,000 |
| Noninterest expense | 1,579,000 | 3,111,000 | 4,652,000 | 6,187,000 |
| Provision for loan losses | 300,000 | 600,000 | 899,000 | 1,199,000 |
| Pretax income | 475,000 | 1,038,000 | 1,486,000 | 1,970,000 |
| Income tax | 158,000 | 350,000 | 488,000 | 649,000 |
| Net income | 317,000 | 688,000 | 998,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,507,000 | 14,879,000 | 15,212,000 | 15,535,000 |
| Total capital | 16,267,000 | 16,570,000 | 16,910,000 | 17,242,000 |
| Risk-weighted assets | 140,218,000 | 134,531,000 | 135,070,000 | 135,756,000 |