Call reports 2006
CENTURY NATIONAL BANK — 2006
What CENTURY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 432,672,000 | 456,961,000 |
| Total loans | 118,837,000 | 124,118,000 |
| Allowance for loan losses | 1,335,000 | 1,365,000 |
| Securities available for sale | 20,225,000 | 22,986,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 369,258,000 | 393,617,000 |
| Interest-bearing deposits | 261,931,000 | 291,299,000 |
| Noninterest-bearing deposits | 107,327,000 | 102,318,000 |
| Equity capital | 58,585,000 | 59,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 4,770,000 | 9,951,000 |
| Interest expense | 1,391,000 | 3,069,000 |
| Net interest income | 3,379,000 | 6,882,000 |
| Noninterest income | 99,000 | 198,000 |
| Noninterest expense | 1,452,000 | 2,938,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 1,996,000 | 4,082,000 |
| Income tax | 755,000 | 1,610,000 |
| Net income | 1,241,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 28,322,000 | 28,956,000 |
| Total capital | 29,657,000 | 30,321,000 |
| Risk-weighted assets | 169,144,000 | 179,835,000 |