Call reports 2005
CENTURY NATIONAL BANK — 2005
What CENTURY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 329,205,000 | 384,008,000 | 406,538,000 | 408,803,000 |
| Total loans | 106,109,000 | 111,341,000 | 114,118,000 | 119,976,000 |
| Allowance for loan losses | 1,215,000 | 1,245,000 | 1,275,000 | 1,305,000 |
| Securities available for sale | 11,205,000 | 27,784,000 | 19,695,000 | 13,711,000 |
| Securities held to maturity | 75,437,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,610,000 | 322,221,000 | 343,262,000 | 349,349,000 |
| Interest-bearing deposits | 214,538,000 | 205,254,000 | 221,189,000 | 224,295,000 |
| Noninterest-bearing deposits | 89,072,000 | 116,967,000 | 122,073,000 | 125,054,000 |
| Equity capital | 20,764,000 | 55,486,000 | 56,477,000 | 57,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 2,200,000 | 5,957,000 | 10,359,000 |
| Interest expense | 545,000 | 481,000 | 1,315,000 | 2,406,000 |
| Net interest income | 2,106,000 | 1,719,000 | 4,642,000 | 7,953,000 |
| Noninterest income | 105,000 | 82,000 | 198,000 | 292,000 |
| Noninterest expense | 950,000 | 919,000 | 2,313,000 | 3,738,000 |
| Provision for loan losses | 30,000 | 20,000 | 50,000 | 80,000 |
| Pretax income | 1,231,000 | 862,000 | 2,477,000 | 4,427,000 |
| Income tax | 466,000 | 324,000 | 934,000 | 1,674,000 |
| Net income | 765,000 | 538,000 | 1,543,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,830,000 | 22,924,000 | 25,158,000 | 26,611,000 |
| Total capital | 22,045,000 | 24,169,000 | 26,433,000 | 27,916,000 |
| Risk-weighted assets | 147,232,000 | 154,672,000 | 160,421,000 | 165,846,000 |