Call reports 2004
CENTURY NATIONAL BANK — 2004
What CENTURY NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 270,594,000 | 283,785,000 | 287,725,000 | 310,254,000 |
| Total loans | 83,441,000 | 90,571,000 | 94,754,000 | 99,043,000 |
| Allowance for loan losses | 1,095,000 | 1,125,000 | 1,155,000 | 1,185,000 |
| Securities available for sale | 30,875,000 | 22,122,000 | 18,123,000 | 14,123,000 |
| Securities held to maturity | 68,059,000 | 75,109,000 | 76,633,000 | 74,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,548,000 | 259,007,000 | 263,555,000 | 290,142,000 |
| Interest-bearing deposits | 176,272,000 | 185,286,000 | 192,074,000 | 209,308,000 |
| Noninterest-bearing deposits | 69,276,000 | 73,721,000 | 71,481,000 | 80,834,000 |
| Equity capital | 17,509,000 | 17,880,000 | 18,490,000 | 19,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,919,000 | 3,934,000 | 6,124,000 | 8,601,000 |
| Interest expense | 338,000 | 657,000 | 1,011,000 | 1,484,000 |
| Net interest income | 1,581,000 | 3,277,000 | 5,113,000 | 7,117,000 |
| Noninterest income | 110,000 | 210,000 | 339,000 | 444,000 |
| Noninterest expense | 951,000 | 1,908,000 | 2,871,000 | 3,838,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 710,000 | 1,514,000 | 2,482,000 | 3,594,000 |
| Income tax | 264,000 | 562,000 | 920,000 | 1,344,000 |
| Net income | 446,000 | 952,000 | 1,562,000 | 2,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,371,000 | 17,880,000 | 18,502,000 | 19,664,000 |
| Total capital | 18,466,000 | 19,005,000 | 19,657,000 | 20,849,000 |
| Risk-weighted assets | 121,760,000 | 127,792,000 | 131,358,000 | 139,086,000 |