Call reports 2003
CENTURY NATIONAL BANK — 2003
What CENTURY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 208,687,000 | 224,912,000 | 260,105,000 | 269,801,000 |
| Total loans | 58,320,000 | 66,615,000 | 73,183,000 | 76,702,000 |
| Allowance for loan losses | 825,000 | 855,000 | 960,000 | 1,065,000 |
| Securities available for sale | 58,874,000 | 62,045,000 | 37,686,000 | 35,637,000 |
| Securities held to maturity | 19,763,000 | 16,858,000 | 65,719,000 | 71,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,580,000 | 203,995,000 | 238,566,000 | 251,459,000 |
| Interest-bearing deposits | 138,825,000 | 145,003,000 | 175,453,000 | 168,504,000 |
| Noninterest-bearing deposits | 49,754,000 | 58,992,000 | 63,112,000 | 82,955,000 |
| Equity capital | 15,971,000 | 16,101,000 | 16,321,000 | 16,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,196,000 | 4,776,000 | 6,524,000 |
| Interest expense | 349,000 | 695,000 | 1,016,000 | 1,360,000 |
| Net interest income | 1,282,000 | 2,501,000 | 3,760,000 | 5,164,000 |
| Noninterest income | 67,000 | 189,000 | 329,000 | 472,000 |
| Noninterest expense | 913,000 | 1,767,000 | 2,657,000 | 3,587,000 |
| Provision for loan losses | 30,000 | 60,000 | 165,000 | 270,000 |
| Pretax income | 406,000 | 892,000 | 1,296,000 | 1,785,000 |
| Income tax | 153,000 | 337,000 | 494,000 | 682,000 |
| Net income | 253,000 | 555,000 | 802,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,665,000 | 16,008,000 | 16,256,000 | 16,851,000 |
| Total capital | 16,490,000 | 16,863,000 | 17,216,000 | 17,916,000 |
| Risk-weighted assets | 95,393,000 | 102,559,000 | 113,647,000 | 116,696,000 |