Call reports 2002
CENTURY NATIONAL BANK — 2002
What CENTURY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 180,207,000 | 192,593,000 | 210,481,000 | 215,919,000 |
| Total loans | 41,412,000 | 44,308,000 | 47,564,000 | 54,385,000 |
| Allowance for loan losses | 705,000 | 735,000 | 765,000 | 795,000 |
| Securities available for sale | 47,133,000 | 57,774,000 | 63,976,000 | 50,593,000 |
| Securities held to maturity | 3,969,000 | 3,611,000 | 3,082,000 | 16,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,856,000 | 174,499,000 | 191,151,000 | 199,279,000 |
| Interest-bearing deposits | 128,362,000 | 137,988,000 | 154,024,000 | 141,922,000 |
| Noninterest-bearing deposits | 34,494,000 | 36,511,000 | 37,127,000 | 57,357,000 |
| Equity capital | 13,679,000 | 14,194,000 | 14,483,000 | 15,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,468,000 | 5,347,000 | 6,904,000 |
| Interest expense | 443,000 | 941,000 | 1,467,000 | 1,932,000 |
| Net interest income | 1,230,000 | 2,527,000 | 3,880,000 | 4,972,000 |
| Noninterest income | 44,000 | 135,000 | 208,000 | 411,000 |
| Noninterest expense | 946,000 | 1,947,000 | 2,882,000 | 3,677,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 302,000 | 690,000 | 1,199,000 | 1,670,000 |
| Income tax | 115,000 | 258,000 | 447,000 | 622,000 |
| Net income | 187,000 | 432,000 | 752,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,484,000 | 13,814,000 | 14,145,000 | 15,412,000 |
| Total capital | 14,189,000 | 14,549,000 | 14,910,000 | 16,207,000 |
| Risk-weighted assets | 86,358,000 | 94,411,000 | 92,812,000 | 96,705,000 |