Call reports 2004
BREMER BANK, NATIONAL ASSOCIATION — 2004
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 406,800,000 | 415,456,000 |
| Total loans | 236,211,000 | 261,322,000 |
| Allowance for loan losses | 3,760,000 | 3,863,000 |
| Securities available for sale | 130,545,000 | 117,584,000 |
| Securities held to maturity | 16,431,000 | 16,131,000 |
| Trading assets | 0 | 0 |
| Total deposits | 347,376,000 | 326,056,000 |
| Interest-bearing deposits | 294,237,000 | 274,777,000 |
| Noninterest-bearing deposits | 53,140,000 | 51,279,000 |
| Equity capital | 28,709,000 | 26,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 4,911,000 | 9,724,000 |
| Interest expense | 1,278,000 | 2,578,000 |
| Net interest income | 3,633,000 | 7,146,000 |
| Noninterest income | 506,000 | 1,096,000 |
| Noninterest expense | 2,454,000 | 4,944,000 |
| Provision for loan losses | 120,000 | 240,000 |
| Pretax income | 1,926,000 | 3,419,000 |
| Income tax | 639,000 | 1,118,000 |
| Net income | 1,287,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 25,877,000 | 25,566,000 |
| Total capital | 29,040,000 | 29,042,000 |
| Risk-weighted assets | 252,484,000 | 277,656,000 |