Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 385,145,000 | 403,690,000 | 402,121,000 | 419,246,000 |
| Total loans | 241,130,000 | 251,856,000 | 247,911,000 | 247,376,000 |
| Allowance for loan losses | 3,743,000 | 3,739,000 | 3,722,000 | 3,702,000 |
| Securities available for sale | 106,821,000 | 113,020,000 | 115,112,000 | 128,438,000 |
| Securities held to maturity | 13,950,000 | 14,487,000 | 14,488,000 | 15,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,595,000 | 305,462,000 | 304,103,000 | 331,057,000 |
| Interest-bearing deposits | 288,553,000 | 282,107,000 | 281,142,000 | 306,937,000 |
| Noninterest-bearing deposits | 19,042,000 | 23,355,000 | 22,961,000 | 24,120,000 |
| Equity capital | 29,125,000 | 29,547,000 | 28,206,000 | 28,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,117,000 | 10,235,000 | 15,250,000 | 20,174,000 |
| Interest expense | 1,361,000 | 2,715,000 | 4,024,000 | 5,306,000 |
| Net interest income | 3,756,000 | 7,520,000 | 11,226,000 | 14,868,000 |
| Noninterest income | 643,000 | 1,296,000 | 1,977,000 | 2,782,000 |
| Noninterest expense | 2,529,000 | 5,079,000 | 7,525,000 | 9,827,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,129,000 | 4,319,000 | 6,140,000 | 8,165,000 |
| Income tax | 699,000 | 1,417,000 | 2,007,000 | 2,669,000 |
| Net income | 1,430,000 | 2,902,000 | 4,133,000 | 5,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,630,000 | 25,727,000 | 25,584,000 | 25,914,000 |
| Total capital | 28,912,000 | 29,065,000 | 28,951,000 | 29,246,000 |
| Risk-weighted assets | 261,654,000 | 266,669,000 | 269,013,000 | 266,225,000 |