Call reports 2002
BREMER BANK, NATIONAL ASSOCIATION — 2002
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 392,913,000 | 388,914,000 | 390,611,000 | 392,718,000 |
| Total loans | 243,071,000 | 247,722,000 | 245,123,000 | 240,951,000 |
| Allowance for loan losses | 4,219,000 | 4,259,000 | 3,723,000 | 3,666,000 |
| Securities available for sale | 102,020,000 | 106,885,000 | 107,489,000 | 107,630,000 |
| Securities held to maturity | 14,639,000 | 14,291,000 | 14,292,000 | 14,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,154,000 | 308,446,000 | 305,462,000 | 304,190,000 |
| Interest-bearing deposits | 301,192,000 | 288,322,000 | 283,640,000 | 279,861,000 |
| Noninterest-bearing deposits | 17,962,000 | 20,124,000 | 21,822,000 | 24,329,000 |
| Equity capital | 28,004,000 | 29,102,000 | 29,459,000 | 29,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,832,000 | 11,726,000 | 17,669,000 | 23,146,000 |
| Interest expense | 2,056,000 | 4,013,000 | 5,935,000 | 7,556,000 |
| Net interest income | 3,776,000 | 7,713,000 | 11,734,000 | 15,590,000 |
| Noninterest income | 593,000 | 1,200,000 | 1,887,000 | 2,520,000 |
| Noninterest expense | 2,412,000 | 4,840,000 | 7,330,000 | 9,719,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,257,000 | 4,253,000 | 6,351,000 | 8,331,000 |
| Income tax | 738,000 | 1,383,000 | 2,066,000 | 2,704,000 |
| Net income | 1,519,000 | 2,870,000 | 4,285,000 | 5,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,561,000 | 25,663,000 | 25,828,000 | 25,576,000 |
| Total capital | 28,754,000 | 28,953,000 | 29,059,000 | 28,823,000 |
| Risk-weighted assets | 250,724,000 | 260,634,000 | 257,271,000 | 257,158,000 |