Call reports 2005
FIRST AMERICAN BANK — 2005
What FIRST AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 244,750,000 | 238,604,000 |
| Total loans | 105,625,000 | 104,709,000 |
| Allowance for loan losses | 1,520,000 | 1,521,000 |
| Securities available for sale | 79,016,000 | 74,211,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 209,367,000 | 201,381,000 |
| Interest-bearing deposits | 132,244,000 | 122,677,000 |
| Noninterest-bearing deposits | 77,122,000 | 78,704,000 |
| Equity capital | 20,651,000 | 22,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 2,761,000 | 5,799,000 |
| Interest expense | 423,000 | 948,000 |
| Net interest income | 2,338,000 | 4,851,000 |
| Noninterest income | 399,000 | 787,000 |
| Noninterest expense | 1,908,000 | 3,614,000 |
| Provision for loan losses | -20,000 | -20,000 |
| Pretax income | 849,000 | 2,046,000 |
| Income tax | 310,000 | 753,000 |
| Net income | 539,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 21,064,000 | 22,195,000 |
| Total capital | 22,642,000 | 23,782,000 |
| Risk-weighted assets | 133,146,000 | 132,326,000 |