Call reports 2004
FIRST AMERICAN BANK — 2004
What FIRST AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 218,262,000 | 218,881,000 | 223,858,000 | 224,519,000 |
| Total loans | 99,478,000 | 98,850,000 | 104,133,000 | 102,177,000 |
| Allowance for loan losses | 1,588,000 | 1,559,000 | 1,493,000 | 1,520,000 |
| Securities available for sale | 86,671,000 | 92,092,000 | 95,837,000 | 90,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,814,000 | 185,474,000 | 188,734,000 | 189,074,000 |
| Interest-bearing deposits | 106,225,000 | 109,896,000 | 112,746,000 | 114,353,000 |
| Noninterest-bearing deposits | 76,589,000 | 75,578,000 | 75,988,000 | 74,721,000 |
| Equity capital | 20,392,000 | 18,874,000 | 20,135,000 | 20,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,487,000 | 4,967,000 | 7,462,000 | 10,098,000 |
| Interest expense | 322,000 | 646,000 | 1,005,000 | 1,384,000 |
| Net interest income | 2,165,000 | 4,321,000 | 6,457,000 | 8,714,000 |
| Noninterest income | 431,000 | 866,000 | 1,259,000 | 1,657,000 |
| Noninterest expense | 1,886,000 | 3,721,000 | 5,494,000 | 7,265,000 |
| Provision for loan losses | 0 | 0 | -96,000 | -96,000 |
| Pretax income | 723,000 | 1,581,000 | 2,435,000 | 3,508,000 |
| Income tax | 260,000 | 582,000 | 893,000 | 1,266,000 |
| Net income | 463,000 | 999,000 | 1,542,000 | 2,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,621,000 | 19,342,000 | 19,896,000 | 20,174,000 |
| Total capital | 21,091,000 | 20,815,000 | 21,436,000 | 21,740,000 |
| Risk-weighted assets | 117,478,000 | 117,872,000 | 125,015,000 | 125,243,000 |