Call reports 2002
FIRST AMERICAN BANK — 2002
What FIRST AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 189,317,000 | 192,542,000 | 200,250,000 | 195,983,000 |
| Total loans | 101,010,000 | 104,108,000 | 94,346,000 | 99,872,000 |
| Allowance for loan losses | 2,147,000 | 2,151,000 | 2,329,000 | 2,112,000 |
| Securities available for sale | 52,223,000 | 58,990,000 | 79,315,000 | 79,913,000 |
| Securities held to maturity | 1,782,000 | 1,059,000 | 745,000 | 744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,149,000 | 165,101,000 | 168,576,000 | 164,256,000 |
| Interest-bearing deposits | 110,864,000 | 113,281,000 | 112,247,000 | 108,033,000 |
| Noninterest-bearing deposits | 52,285,000 | 51,820,000 | 56,329,000 | 56,223,000 |
| Equity capital | 17,700,000 | 18,663,000 | 19,442,000 | 19,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,666,000 | 8,413,000 | 11,154,000 |
| Interest expense | 575,000 | 1,143,000 | 1,701,000 | 2,185,000 |
| Net interest income | 2,208,000 | 4,523,000 | 6,712,000 | 8,969,000 |
| Noninterest income | 342,000 | 728,000 | 1,131,000 | 1,547,000 |
| Noninterest expense | 1,986,000 | 3,550,000 | 5,293,000 | 7,164,000 |
| Provision for loan losses | 0 | 0 | 0 | -112,000 |
| Pretax income | 557,000 | 1,368,000 | 2,217,000 | 3,131,000 |
| Income tax | 234,000 | 575,000 | 932,000 | 1,316,000 |
| Net income | 323,000 | 793,000 | 1,285,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,256,000 | 17,981,000 | 18,517,000 | 19,048,000 |
| Total capital | 18,791,000 | 19,442,000 | 19,911,000 | 20,436,000 |
| Risk-weighted assets | 122,191,000 | 116,213,000 | 110,621,000 | 110,306,000 |