Call reports 2001
FIRST AMERICAN BANK — 2001
What FIRST AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,558,000 | 158,670,000 | 173,245,000 | 176,024,000 |
| Total loans | 93,970,000 | 92,573,000 | 98,747,000 | 96,231,000 |
| Allowance for loan losses | 2,015,000 | 2,054,000 | 2,380,000 | 2,111,000 |
| Securities available for sale | 36,639,000 | 37,700,000 | 50,586,000 | 56,981,000 |
| Securities held to maturity | 1,311,000 | 2,272,000 | 1,777,000 | 1,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,319,000 | 140,212,000 | 147,447,000 | 150,103,000 |
| Interest-bearing deposits | 92,960,000 | 93,811,000 | 92,330,000 | 98,327,000 |
| Noninterest-bearing deposits | 45,359,000 | 46,402,000 | 55,117,000 | 51,776,000 |
| Equity capital | 15,703,000 | 16,159,000 | 17,485,000 | 17,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,161,000 | 6,192,000 | 9,168,000 | 12,137,000 |
| Interest expense | 883,000 | 1,698,000 | 2,506,000 | 3,214,000 |
| Net interest income | 2,278,000 | 4,494,000 | 6,662,000 | 8,923,000 |
| Noninterest income | 563,000 | 948,000 | 1,639,000 | 1,862,000 |
| Noninterest expense | 1,811,000 | 3,579,000 | 5,371,000 | 7,180,000 |
| Provision for loan losses | 0 | 0 | -880,000 | -880,000 |
| Pretax income | 1,030,000 | 1,825,000 | 3,709,000 | 4,141,000 |
| Income tax | 433,000 | 767,000 | 1,559,000 | 1,739,000 |
| Net income | 597,000 | 1,058,000 | 2,150,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,022,000 | 15,661,000 | 16,764,000 | 17,016,000 |
| Total capital | 16,440,000 | 17,022,000 | 18,243,000 | 18,495,000 |
| Risk-weighted assets | 112,846,000 | 106,885,000 | 117,387,000 | 117,697,000 |