Call reports 2026
OREGON COAST BANK — 2026
What OREGON COAST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 447,347,000 | 446,289,000 |
| Total loans | 269,863,000 | 266,455,000 |
| Allowance for loan losses | 2,929,000 | 2,931,000 |
| Securities available for sale | 117,152,000 | 111,965,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 407,188,000 | 403,962,000 |
| Interest-bearing deposits | 343,669,000 | 342,736,000 |
| Noninterest-bearing deposits | 63,519,000 | 61,226,000 |
| Equity capital | 38,922,000 | 40,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,714,000 | 11,474,000 |
| Interest expense | 2,028,000 | 4,163,000 |
| Net interest income | 3,686,000 | 7,311,000 |
| Noninterest income | 509,000 | 996,000 |
| Noninterest expense | 2,963,000 | 5,799,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,232,000 | 2,508,000 |
| Income tax | 0 | 0 |
| Net income | 1,232,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 47,708,000 | 48,655,000 |