Call reports 2024
OREGON COAST BANK — 2024
What OREGON COAST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 447,481,000 | 438,142,000 | 460,700,000 | 462,514,000 |
| Total loans | 234,053,000 | 237,868,000 | 247,695,000 | 260,115,000 |
| Allowance for loan losses | 2,351,000 | 2,382,000 | 2,390,000 | 2,633,000 |
| Securities available for sale | 165,926,000 | 162,698,000 | 157,859,000 | 152,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,401,000 | 350,934,000 | 368,847,000 | 372,870,000 |
| Interest-bearing deposits | 251,324,000 | 243,996,000 | 254,338,000 | 268,953,000 |
| Noninterest-bearing deposits | 109,077,000 | 106,938,000 | 114,509,000 | 103,917,000 |
| Equity capital | 26,614,000 | 27,287,000 | 31,844,000 | 29,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,156,000 | 10,402,000 | 15,896,000 | 21,582,000 |
| Interest expense | 2,370,000 | 4,883,000 | 7,576,000 | 10,222,000 |
| Net interest income | 2,786,000 | 5,519,000 | 8,320,000 | 11,360,000 |
| Noninterest income | 378,000 | 734,000 | 1,098,000 | 1,512,000 |
| Noninterest expense | 2,613,000 | 5,157,000 | 7,609,000 | 10,202,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 375,000 |
| Pretax income | 521,000 | 1,036,000 | 1,659,000 | 2,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 1,036,000 | 1,659,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,599,000 | 42,799,000 | 43,188,000 | 43,615,000 |