Call reports 2023
OREGON COAST BANK — 2023
What OREGON COAST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 414,397,000 | 437,125,000 | 436,441,000 | 439,071,000 |
| Total loans | 211,445,000 | 217,918,000 | 229,443,000 | 232,449,000 |
| Allowance for loan losses | 2,455,000 | 2,481,000 | 2,301,000 | 2,319,000 |
| Securities available for sale | 179,284,000 | 174,873,000 | 167,558,000 | 172,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,500,000 | 363,754,000 | 365,048,000 | 347,906,000 |
| Interest-bearing deposits | 242,757,000 | 236,214,000 | 237,917,000 | 235,541,000 |
| Noninterest-bearing deposits | 133,743,000 | 127,540,000 | 127,131,000 | 112,365,000 |
| Equity capital | 23,198,000 | 22,420,000 | 19,642,000 | 28,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 8,304,000 | 13,097,000 | 18,193,000 |
| Interest expense | 854,000 | 2,326,000 | 4,022,000 | 5,942,000 |
| Net interest income | 2,993,000 | 5,978,000 | 9,075,000 | 12,251,000 |
| Noninterest income | 365,000 | 764,000 | 1,280,000 | 2,140,000 |
| Noninterest expense | 2,245,000 | 4,662,000 | 7,032,000 | 9,574,000 |
| Provision for loan losses | 30,000 | 60,000 | 360,000 | 390,000 |
| Pretax income | 1,083,000 | 2,020,000 | 2,963,000 | 4,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,083,000 | 2,020,000 | 2,963,000 | 4,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,168,000 | 41,866,000 | 42,544,000 | 43,488,000 |