Call reports 2022
OREGON COAST BANK — 2022
What OREGON COAST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 421,286,000 | 400,377,000 | 401,310,000 | 404,874,000 |
| Total loans | 174,816,000 | 189,867,000 | 194,411,000 | 204,478,000 |
| Allowance for loan losses | 2,408,000 | 2,439,000 | 2,471,000 | 2,480,000 |
| Securities available for sale | 200,831,000 | 187,799,000 | 181,170,000 | 178,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,317,000 | 376,195,000 | 384,840,000 | 377,509,000 |
| Interest-bearing deposits | 263,261,000 | 243,543,000 | 248,933,000 | 249,792,000 |
| Noninterest-bearing deposits | 128,056,000 | 132,652,000 | 135,907,000 | 127,717,000 |
| Equity capital | 27,357,000 | 20,754,000 | 15,819,000 | 19,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,142,000 | 6,563,000 | 9,989,000 | 13,597,000 |
| Interest expense | 185,000 | 380,000 | 585,000 | 942,000 |
| Net interest income | 2,957,000 | 6,183,000 | 9,404,000 | 12,655,000 |
| Noninterest income | 382,000 | 707,000 | 1,000,000 | 1,386,000 |
| Noninterest expense | 2,066,000 | 4,192,000 | 6,378,000 | 8,680,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,243,000 | 2,638,000 | 3,936,000 | 5,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,243,000 | 2,638,000 | 3,936,000 | 5,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,397,000 | 38,508,000 | 39,631,000 | 40,651,000 |