Call reports 2021
OREGON COAST BANK — 2021
What OREGON COAST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 377,386,000 | 387,879,000 | 423,375,000 | 422,103,000 |
| Total loans | 183,520,000 | 191,138,000 | 182,702,000 | 173,309,000 |
| Allowance for loan losses | 2,180,000 | 2,211,000 | 2,345,000 | 2,377,000 |
| Securities available for sale | 160,843,000 | 145,848,000 | 170,458,000 | 199,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,655,000 | 351,660,000 | 385,570,000 | 384,679,000 |
| Interest-bearing deposits | 227,795,000 | 223,383,000 | 259,620,000 | 254,573,000 |
| Noninterest-bearing deposits | 115,860,000 | 128,277,000 | 125,950,000 | 130,106,000 |
| Equity capital | 33,442,000 | 35,832,000 | 37,242,000 | 37,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,413,000 | 6,717,000 | 10,644,000 | 14,043,000 |
| Interest expense | 365,000 | 670,000 | 933,000 | 1,142,000 |
| Net interest income | 3,048,000 | 6,047,000 | 9,711,000 | 12,901,000 |
| Noninterest income | 329,000 | 763,000 | 1,166,000 | 1,555,000 |
| Noninterest expense | 1,865,000 | 3,964,000 | 5,992,000 | 8,131,000 |
| Provision for loan losses | 75,000 | 105,000 | 135,000 | 165,000 |
| Pretax income | 1,497,000 | 2,571,000 | 4,467,000 | 5,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,497,000 | 2,571,000 | 4,467,000 | 5,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,001,000 | 33,776,000 | 35,409,000 | 36,506,000 |