Call reports 2020
OREGON COAST BANK — 2020
What OREGON COAST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 267,301,000 | 293,255,000 | 316,972,000 | 335,640,000 |
| Total loans | 143,918,000 | 167,295,000 | 173,267,000 | 167,373,000 |
| Allowance for loan losses | 1,503,000 | 1,950,000 | 2,027,000 | 2,103,000 |
| Securities available for sale | 104,070,000 | 103,003,000 | 123,987,000 | 139,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,876,000 | 252,321,000 | 274,701,000 | 294,049,000 |
| Interest-bearing deposits | 173,672,000 | 163,975,000 | 179,619,000 | 203,135,000 |
| Noninterest-bearing deposits | 63,204,000 | 88,346,000 | 95,082,000 | 90,914,000 |
| Equity capital | 30,115,000 | 33,319,000 | 34,501,000 | 34,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,857,000 | 6,057,000 | 9,193,000 | 11,835,000 |
| Interest expense | 504,000 | 966,000 | 1,402,000 | 1,818,000 |
| Net interest income | 2,353,000 | 5,091,000 | 7,791,000 | 10,017,000 |
| Noninterest income | 268,000 | 535,000 | 975,000 | 1,651,000 |
| Noninterest expense | 1,547,000 | 3,077,000 | 4,710,000 | 6,542,000 |
| Provision for loan losses | 45,000 | 490,000 | 565,000 | 640,000 |
| Pretax income | 1,031,000 | 2,528,000 | 4,120,000 | 5,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,031,000 | 2,528,000 | 4,120,000 | 5,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,950,000 | 31,004,000 | 32,347,000 | 31,504,000 |