Call reports 2019
OREGON COAST BANK — 2019
What OREGON COAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 241,059,000 | 240,521,000 | 248,584,000 | 256,685,000 |
| Total loans | 121,010,000 | 128,839,000 | 130,287,000 | 134,350,000 |
| Allowance for loan losses | 1,882,000 | 1,912,000 | 1,898,000 | 1,457,000 |
| Securities available for sale | 102,474,000 | 91,056,000 | 101,760,000 | 102,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,026,000 | 211,665,000 | 218,377,000 | 226,818,000 |
| Interest-bearing deposits | 151,728,000 | 145,595,000 | 152,204,000 | 162,501,000 |
| Noninterest-bearing deposits | 60,298,000 | 66,070,000 | 66,173,000 | 64,317,000 |
| Equity capital | 26,618,000 | 28,520,000 | 29,205,000 | 29,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,132,000 | 7,796,000 | 10,464,000 |
| Interest expense | 427,000 | 894,000 | 1,348,000 | 1,829,000 |
| Net interest income | 2,115,000 | 4,238,000 | 6,448,000 | 8,635,000 |
| Noninterest income | 284,000 | 581,000 | 876,000 | 1,180,000 |
| Noninterest expense | 1,641,000 | 3,201,000 | 4,766,000 | 6,397,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 637,000 | 1,462,000 | 2,470,000 | 3,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 637,000 | 1,462,000 | 2,470,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,747,000 | 28,260,000 | 28,948,000 | 29,549,000 |
| Total capital | 29,629,000 | 30,172,000 | 30,846,000 | 31,006,000 |
| Risk-weighted assets | 168,120,000 | 168,473,000 | 168,943,000 | 178,896,000 |