Call reports 2018
OREGON COAST BANK — 2018
What OREGON COAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,838,000 | 222,671,000 | 236,984,000 | 235,363,000 |
| Total loans | 118,536,000 | 116,047,000 | 119,250,000 | 121,928,000 |
| Allowance for loan losses | 1,852,000 | 1,792,000 | 1,821,000 | 1,852,000 |
| Securities available for sale | 80,082,000 | 82,743,000 | 97,403,000 | 95,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,363,000 | 198,707,000 | 208,305,000 | 209,783,000 |
| Interest-bearing deposits | 141,965,000 | 136,495,000 | 142,956,000 | 150,187,000 |
| Noninterest-bearing deposits | 60,398,000 | 62,212,000 | 65,349,000 | 59,596,000 |
| Equity capital | 23,319,000 | 23,752,000 | 23,838,000 | 25,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,206,000 | 4,457,000 | 6,929,000 | 9,424,000 |
| Interest expense | 260,000 | 498,000 | 765,000 | 1,087,000 |
| Net interest income | 1,946,000 | 3,959,000 | 6,164,000 | 8,337,000 |
| Noninterest income | 219,000 | 504,000 | 811,000 | 1,083,000 |
| Noninterest expense | 1,933,000 | 3,359,000 | 4,832,000 | 6,458,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 199,000 | 1,035,000 | 2,004,000 | 2,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 1,035,000 | 2,004,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,743,000 | 26,370,000 | 27,058,000 | 27,400,000 |
| Total capital | 27,595,000 | 28,162,000 | 28,879,000 | 29,252,000 |
| Risk-weighted assets | 158,128,000 | 158,051,000 | 165,128,000 | 166,407,000 |