Call reports 2017
OREGON COAST BANK — 2017
What OREGON COAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 210,422,000 | 216,081,000 | 218,523,000 | 226,988,000 |
| Total loans | 101,404,000 | 104,256,000 | 107,738,000 | 115,655,000 |
| Allowance for loan losses | 1,731,000 | 1,762,000 | 1,792,000 | 1,822,000 |
| Securities available for sale | 85,107,000 | 86,555,000 | 91,703,000 | 84,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,817,000 | 191,509,000 | 193,436,000 | 202,357,000 |
| Interest-bearing deposits | 138,104,000 | 132,906,000 | 135,634,000 | 150,515,000 |
| Noninterest-bearing deposits | 48,713,000 | 58,603,000 | 57,802,000 | 51,842,000 |
| Equity capital | 23,516,000 | 24,412,000 | 24,825,000 | 24,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000 | 3,935,000 | 5,992,000 | 8,151,000 |
| Interest expense | 145,000 | 296,000 | 453,000 | 633,000 |
| Net interest income | 1,804,000 | 3,639,000 | 5,539,000 | 7,518,000 |
| Noninterest income | 241,000 | 446,000 | 704,000 | 949,000 |
| Noninterest expense | 1,479,000 | 2,938,000 | 4,418,000 | 5,922,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 557,000 | 1,118,000 | 1,801,000 | 2,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,118,000 | 1,801,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,611,000 | 24,997,000 | 25,506,000 | 25,914,000 |
| Total capital | 26,342,000 | 26,759,000 | 27,298,000 | 27,736,000 |
| Risk-weighted assets | 139,222,000 | 146,414,000 | 150,409,000 | 158,499,000 |