Call reports 2016
OREGON COAST BANK — 2016
What OREGON COAST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 200,767,000 | 205,911,000 | 222,789,000 | 210,000,000 |
| Total loans | 98,764,000 | 101,587,000 | 99,432,000 | 98,870,000 |
| Allowance for loan losses | 1,492,000 | 1,552,000 | 1,610,000 | 1,671,000 |
| Securities available for sale | 80,243,000 | 87,474,000 | 95,567,000 | 91,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,106,000 | 181,142,000 | 198,192,000 | 180,088,000 |
| Interest-bearing deposits | 131,122,000 | 134,610,000 | 138,659,000 | 133,934,000 |
| Noninterest-bearing deposits | 45,984,000 | 46,532,000 | 59,533,000 | 46,154,000 |
| Equity capital | 23,085,000 | 24,127,000 | 24,358,000 | 22,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,988,000 | 5,970,000 | 7,955,000 |
| Interest expense | 135,000 | 280,000 | 427,000 | 568,000 |
| Net interest income | 1,788,000 | 3,708,000 | 5,543,000 | 7,387,000 |
| Noninterest income | 239,000 | 546,000 | 836,000 | 1,100,000 |
| Noninterest expense | 1,407,000 | 2,797,000 | 4,233,000 | 5,799,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 582,000 | 1,486,000 | 2,217,000 | 2,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 582,000 | 1,486,000 | 2,217,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,109,000 | 23,753,000 | 24,164,000 | 24,279,000 |
| Total capital | 24,601,000 | 25,305,000 | 25,774,000 | 25,950,000 |
| Risk-weighted assets | 143,385,000 | 144,786,000 | 151,143,000 | 145,221,000 |