Call reports 2015
OREGON COAST BANK — 2015
What OREGON COAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,688,000 | 183,530,000 | 199,413,000 | 200,772,000 |
| Total loans | 90,037,000 | 89,749,000 | 93,936,000 | 98,927,000 |
| Allowance for loan losses | 1,317,000 | 1,347,000 | 1,387,000 | 1,432,000 |
| Securities available for sale | 71,078,000 | 77,052,000 | 88,022,000 | 85,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,304,000 | 160,679,000 | 175,866,000 | 177,615,000 |
| Interest-bearing deposits | 119,740,000 | 118,424,000 | 127,672,000 | 134,012,000 |
| Noninterest-bearing deposits | 38,564,000 | 42,255,000 | 48,194,000 | 43,603,000 |
| Equity capital | 22,716,000 | 22,064,000 | 22,678,000 | 22,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,651,000 | 5,558,000 | 7,565,000 |
| Interest expense | 128,000 | 253,000 | 382,000 | 515,000 |
| Net interest income | 1,719,000 | 3,398,000 | 5,176,000 | 7,050,000 |
| Noninterest income | 257,000 | 533,000 | 816,000 | 1,058,000 |
| Noninterest expense | 1,283,000 | 2,630,000 | 3,999,000 | 5,402,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 160,000 |
| Pretax income | 683,000 | 1,329,000 | 1,992,000 | 2,667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 683,000 | 1,329,000 | 1,992,000 | 2,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,088,000 | 22,060,000 | 22,447,000 | 22,802,000 |
| Total capital | 23,405,000 | 23,407,000 | 23,834,000 | 24,234,000 |
| Risk-weighted assets | 125,244,000 | 128,086,000 | 135,958,000 | 141,364,000 |