Call reports 2014
OREGON COAST BANK — 2014
What OREGON COAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 185,077,000 | 181,655,000 | 184,280,000 | 183,709,000 |
| Total loans | 79,154,000 | 82,129,000 | 86,113,000 | 91,117,000 |
| Allowance for loan losses | 1,358,000 | 1,378,000 | 1,460,000 | 1,287,000 |
| Securities available for sale | 82,966,000 | 82,009,000 | 76,596,000 | 74,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,801,000 | 159,091,000 | 160,551,000 | 160,706,000 |
| Interest-bearing deposits | 128,394,000 | 122,019,000 | 118,880,000 | 123,311,000 |
| Noninterest-bearing deposits | 35,407,000 | 37,072,000 | 41,671,000 | 37,395,000 |
| Equity capital | 20,431,000 | 21,457,000 | 21,877,000 | 22,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,604,000 | 5,452,000 | 7,348,000 |
| Interest expense | 131,000 | 263,000 | 392,000 | 523,000 |
| Net interest income | 1,643,000 | 3,341,000 | 5,060,000 | 6,825,000 |
| Noninterest income | 182,000 | 940,000 | 1,178,000 | 1,410,000 |
| Noninterest expense | 1,231,000 | 2,562,000 | 3,832,000 | 5,160,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 674,000 | 1,856,000 | 2,618,000 | 3,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 1,856,000 | 2,618,000 | 3,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,147,000 | 21,026,000 | 21,441,000 | 21,734,000 |
| Total capital | 21,505,000 | 22,404,000 | 22,900,000 | 23,021,000 |
| Risk-weighted assets | 118,769,000 | 118,806,000 | 118,357,000 | 127,111,000 |