Call reports 2013
OREGON COAST BANK — 2013
What OREGON COAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,935,000 | 171,547,000 | 185,222,000 | 177,118,000 |
| Total loans | 80,787,000 | 78,073,000 | 76,990,000 | 78,153,000 |
| Allowance for loan losses | 1,381,000 | 1,255,000 | 1,289,000 | 1,323,000 |
| Securities available for sale | 76,011,000 | 71,598,000 | 85,808,000 | 80,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,947,000 | 151,170,000 | 164,811,000 | 152,183,000 |
| Interest-bearing deposits | 120,403,000 | 118,412,000 | 127,587,000 | 120,182,000 |
| Noninterest-bearing deposits | 35,544,000 | 32,758,000 | 37,224,000 | 32,001,000 |
| Equity capital | 19,917,000 | 19,453,000 | 19,530,000 | 19,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,657,000 | 5,450,000 | 7,264,000 |
| Interest expense | 143,000 | 280,000 | 418,000 | 556,000 |
| Net interest income | 1,664,000 | 3,377,000 | 5,032,000 | 6,708,000 |
| Noninterest income | 219,000 | 449,000 | 669,000 | 833,000 |
| Noninterest expense | 1,270,000 | 2,466,000 | 3,747,000 | 5,031,000 |
| Provision for loan losses | 71,000 | 101,000 | 131,000 | 161,000 |
| Pretax income | 671,000 | 1,527,000 | 2,107,000 | 2,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 671,000 | 1,527,000 | 2,107,000 | 2,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,486,000 | 19,091,000 | 19,472,000 | 19,823,000 |
| Total capital | 19,867,000 | 20,346,000 | 20,761,000 | 21,146,000 |
| Risk-weighted assets | 125,311,000 | 120,905,000 | 118,833,000 | 117,627,000 |