Call reports 2012
OREGON COAST BANK — 2012
What OREGON COAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,022,000 | 169,732,000 | 178,170,000 | 178,355,000 |
| Total loans | 71,308,000 | 72,071,000 | 73,153,000 | 82,589,000 |
| Allowance for loan losses | 1,425,000 | 1,455,000 | 1,485,000 | 1,515,000 |
| Securities available for sale | 81,488,000 | 84,825,000 | 89,545,000 | 79,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,887,000 | 150,842,000 | 158,376,000 | 158,362,000 |
| Interest-bearing deposits | 122,885,000 | 121,466,000 | 124,424,000 | 124,246,000 |
| Noninterest-bearing deposits | 28,002,000 | 29,376,000 | 33,952,000 | 34,116,000 |
| Equity capital | 17,619,000 | 17,867,000 | 18,660,000 | 19,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,616,000 | 5,403,000 | 7,245,000 |
| Interest expense | 183,000 | 344,000 | 494,000 | 647,000 |
| Net interest income | 1,614,000 | 3,272,000 | 4,909,000 | 6,598,000 |
| Noninterest income | 150,000 | 311,000 | 483,000 | 642,000 |
| Noninterest expense | 1,161,000 | 2,371,000 | 3,662,000 | 4,746,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 573,000 | 1,163,000 | 1,723,000 | 2,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 573,000 | 1,163,000 | 1,723,000 | 2,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,766,000 | 17,080,000 | 17,540,000 | 18,239,000 |
| Total capital | 18,191,000 | 18,519,000 | 19,025,000 | 19,754,000 |
| Risk-weighted assets | 114,754,000 | 115,076,000 | 120,430,000 | 128,284,000 |