Call reports 2011
OREGON COAST BANK — 2011
What OREGON COAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 151,649,000 | 158,265,000 | 171,511,000 | 164,710,000 |
| Total loans | 72,040,000 | 71,420,000 | 71,949,000 | 71,616,000 |
| Allowance for loan losses | 1,334,000 | 1,361,000 | 1,361,000 | 1,399,000 |
| Securities available for sale | 67,096,000 | 72,547,000 | 83,866,000 | 79,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,356,000 | 142,518,000 | 156,920,000 | 147,584,000 |
| Interest-bearing deposits | 113,948,000 | 117,210,000 | 127,691,000 | 122,077,000 |
| Noninterest-bearing deposits | 22,408,000 | 25,309,000 | 29,228,000 | 25,507,000 |
| Equity capital | 13,686,000 | 14,301,000 | 13,748,000 | 16,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,732,000 | 5,621,000 | 7,466,000 |
| Interest expense | 291,000 | 557,000 | 805,000 | 1,018,000 |
| Net interest income | 1,593,000 | 3,175,000 | 4,816,000 | 6,448,000 |
| Noninterest income | 135,000 | 273,000 | 403,000 | 543,000 |
| Noninterest expense | 1,146,000 | 2,272,000 | 3,441,000 | 4,795,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 115,000 |
| Pretax income | 645,000 | 1,263,000 | 1,866,000 | 2,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 645,000 | 1,263,000 | 1,866,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,789,000 | 13,187,000 | 13,490,000 | 16,492,000 |
| Total capital | 14,043,000 | 14,486,000 | 14,851,000 | 17,861,000 |
| Risk-weighted assets | 100,240,000 | 103,824,000 | 110,754,000 | 109,629,000 |