Call reports 2010
OREGON COAST BANK — 2010
What OREGON COAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 134,094,000 | 138,002,000 | 144,747,000 | 146,085,000 |
| Total loans | 71,214,000 | 68,748,000 | 70,313,000 | 71,242,000 |
| Allowance for loan losses | 1,279,000 | 1,204,000 | 1,224,000 | 1,303,000 |
| Securities available for sale | 47,259,000 | 54,482,000 | 61,489,000 | 62,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,003,000 | 125,073,000 | 129,680,000 | 132,159,000 |
| Interest-bearing deposits | 104,028,000 | 105,996,000 | 107,461,000 | 111,351,000 |
| Noninterest-bearing deposits | 17,975,000 | 19,077,000 | 22,219,000 | 20,809,000 |
| Equity capital | 11,739,000 | 12,585,000 | 13,182,000 | 12,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,702,000 | 5,589,000 | 7,467,000 |
| Interest expense | 374,000 | 720,000 | 1,048,000 | 1,355,000 |
| Net interest income | 1,508,000 | 2,982,000 | 4,541,000 | 6,112,000 |
| Noninterest income | 140,000 | 315,000 | 466,000 | 610,000 |
| Noninterest expense | 1,134,000 | 2,262,000 | 3,639,000 | 4,788,000 |
| Provision for loan losses | 186,000 | 240,000 | 240,000 | 440,000 |
| Pretax income | 351,000 | 931,000 | 1,343,000 | 1,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 931,000 | 1,343,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,082,000 | 11,512,000 | 11,824,000 | 12,144,000 |
| Total capital | 12,309,000 | 12,716,000 | 12,991,000 | 13,335,000 |
| Risk-weighted assets | 98,082,000 | 97,619,000 | 93,300,000 | 95,241,000 |