Call reports 2009
OREGON COAST BANK — 2009
What OREGON COAST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,106,000 | 127,647,000 | 134,819,000 | 135,551,000 |
| Total loans | 76,079,000 | 72,950,000 | 73,086,000 | 73,758,000 |
| Allowance for loan losses | 1,080,000 | 1,143,000 | 1,293,000 | 1,115,000 |
| Securities available for sale | 41,291,000 | 41,095,000 | 49,806,000 | 50,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,786,000 | 116,391,000 | 123,064,000 | 122,655,000 |
| Interest-bearing deposits | 94,920,000 | 97,842,000 | 102,588,000 | 103,060,000 |
| Noninterest-bearing deposits | 17,866,000 | 18,548,000 | 20,477,000 | 19,594,000 |
| Equity capital | 10,095,000 | 10,963,000 | 11,462,000 | 11,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,001,000 | 5,976,000 | 7,965,000 |
| Interest expense | 590,000 | 1,114,000 | 1,587,000 | 2,016,000 |
| Net interest income | 1,419,000 | 2,887,000 | 4,389,000 | 5,949,000 |
| Noninterest income | 168,000 | 378,000 | 495,000 | 623,000 |
| Noninterest expense | 887,000 | 1,870,000 | 2,853,000 | 3,910,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 970,000 |
| Pretax income | 694,000 | 1,205,000 | 1,375,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 694,000 | 1,205,000 | 1,375,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,467,000 | 10,834,000 | 10,804,000 | 10,831,000 |
| Total capital | 11,547,000 | 11,977,000 | 12,084,000 | 11,946,000 |
| Risk-weighted assets | 95,558,000 | 94,990,000 | 102,361,000 | 104,042,000 |