Call reports 2007
OREGON COAST BANK — 2007
What OREGON COAST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,337,000 | 92,937,000 | 100,631,000 | 98,489,000 |
| Total loans | 64,985,000 | 65,153,000 | 67,860,000 | 68,812,000 |
| Allowance for loan losses | 731,000 | 763,000 | 802,000 | 759,000 |
| Securities available for sale | 16,391,000 | 21,666,000 | 24,482,000 | 22,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,684,000 | 83,061,000 | 90,293,000 | 87,769,000 |
| Interest-bearing deposits | 62,884,000 | 63,243,000 | 68,316,000 | 69,203,000 |
| Noninterest-bearing deposits | 17,800,000 | 19,818,000 | 21,977,000 | 18,566,000 |
| Equity capital | 6,441,000 | 6,492,000 | 9,406,000 | 10,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,210,000 | 5,021,000 | 6,852,000 |
| Interest expense | 625,000 | 1,323,000 | 2,066,000 | 2,814,000 |
| Net interest income | 907,000 | 1,887,000 | 2,955,000 | 4,038,000 |
| Noninterest income | 85,000 | 236,000 | 341,000 | 465,000 |
| Noninterest expense | 748,000 | 1,485,000 | 2,256,000 | 3,041,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 156,000 |
| Pretax income | 205,000 | 562,000 | 925,000 | 1,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 562,000 | 925,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,315,000 | 6,672,000 | 9,388,000 | 9,771,000 |
| Total capital | 7,046,000 | 7,435,000 | 10,190,000 | 10,530,000 |
| Risk-weighted assets | 72,270,000 | 73,284,000 | 77,496,000 | 79,181,000 |