Call reports 2006
OREGON COAST BANK — 2006
What OREGON COAST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,999,000 | 81,087,000 | 88,757,000 | 84,521,000 |
| Total loans | 53,105,000 | 55,417,000 | 56,489,000 | 57,894,000 |
| Allowance for loan losses | 595,000 | 614,000 | 649,000 | 692,000 |
| Securities available for sale | 15,738,000 | 13,103,000 | 19,134,000 | 17,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,954,000 | 74,929,000 | 81,986,000 | 74,544,000 |
| Interest-bearing deposits | 52,658,000 | 56,024,000 | 59,079,000 | 54,809,000 |
| Noninterest-bearing deposits | 18,296,000 | 18,905,000 | 22,906,000 | 19,735,000 |
| Equity capital | 5,671,000 | 5,759,000 | 6,313,000 | 6,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,500,000 | 4,014,000 | 5,544,000 |
| Interest expense | 370,000 | 815,000 | 1,358,000 | 1,938,000 |
| Net interest income | 826,000 | 1,685,000 | 2,656,000 | 3,606,000 |
| Noninterest income | 118,000 | 225,000 | 337,000 | 512,000 |
| Noninterest expense | 642,000 | 1,364,000 | 2,088,000 | 2,818,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 156,000 |
| Pretax income | 263,000 | 468,000 | 788,000 | 1,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 468,000 | 788,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,891,000 | 5,977,000 | 6,298,000 | 6,539,000 |
| Total capital | 6,486,000 | 6,591,000 | 6,947,000 | 7,231,000 |
| Risk-weighted assets | 62,016,000 | 64,490,000 | 65,635,000 | 65,963,000 |