Call reports 2002
OREGON COAST BANK — 2002
What OREGON COAST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 18,406,000 | 21,025,000 |
| Total loans | 3,595,000 | 9,393,000 |
| Allowance for loan losses | 34,000 | 100,000 |
| Securities available for sale | 0 | 4,179,000 |
| Securities held to maturity | 4,499,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 13,992,000 | 16,680,000 |
| Interest-bearing deposits | 9,385,000 | 11,252,000 |
| Noninterest-bearing deposits | 4,608,000 | 5,428,000 |
| Equity capital | 4,376,000 | 4,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 112,000 | 398,000 |
| Interest expense | 38,000 | 101,000 |
| Net interest income | 74,000 | 297,000 |
| Noninterest income | 25,000 | 96,000 |
| Noninterest expense | 429,000 | 681,000 |
| Provision for loan losses | 34,000 | 100,000 |
| Pretax income | -364,000 | -381,000 |
| Income tax | 0 | 0 |
| Net income | -364,000 | -381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 4,376,000 | 4,304,000 |
| Total capital | 4,410,000 | 4,404,000 |
| Risk-weighted assets | 7,324,000 | 14,123,000 |