Call reports 2006
DAIRYMAN'S STATE BANK — 2006
What DAIRYMAN'S STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,684,000 | 107,247,000 | 106,557,000 | 107,448,000 |
| Total loans | 57,880,000 | 60,615,000 | 59,621,000 | 60,569,000 |
| Allowance for loan losses | 666,000 | 714,000 | 757,000 | 706,000 |
| Securities available for sale | 33,602,000 | 33,127,000 | 33,858,000 | 33,807,000 |
| Securities held to maturity | 2,910,000 | 2,899,000 | 2,888,000 | 2,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,856,000 | 83,596,000 | 82,954,000 | 84,700,000 |
| Interest-bearing deposits | 66,398,000 | 69,591,000 | 70,039,000 | 70,376,000 |
| Noninterest-bearing deposits | 14,458,000 | 14,005,000 | 12,915,000 | 14,324,000 |
| Equity capital | 11,150,000 | 11,025,000 | 9,671,000 | 9,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,828,000 | 4,326,000 | 5,824,000 |
| Interest expense | 549,000 | 1,159,000 | 1,833,000 | 2,532,000 |
| Net interest income | 829,000 | 1,669,000 | 2,493,000 | 3,292,000 |
| Noninterest income | 157,000 | 315,000 | 496,000 | 628,000 |
| Noninterest expense | 840,000 | 1,639,000 | 2,455,000 | 3,245,000 |
| Provision for loan losses | 41,000 | 84,000 | 125,000 | 96,000 |
| Pretax income | 105,000 | 261,000 | 409,000 | 578,000 |
| Income tax | -29,000 | -23,000 | -31,000 | -72,000 |
| Net income | 134,000 | 284,000 | 440,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,070,000 | 10,244,000 | 8,425,000 | 8,658,000 |
| Total capital | 10,736,000 | 10,958,000 | 9,182,000 | 9,364,000 |
| Risk-weighted assets | 71,916,000 | 73,532,000 | 71,794,000 | 72,754,000 |