Call reports 2002
DAIRYMAN'S STATE BANK — 2002
What DAIRYMAN'S STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,946,000 | 96,585,000 | 99,984,000 | 100,588,000 |
| Total loans | 64,783,000 | 65,284,000 | 65,450,000 | 63,536,000 |
| Allowance for loan losses | 894,000 | 900,000 | 895,000 | 864,000 |
| Securities available for sale | 8,528,000 | 9,404,000 | 12,182,000 | 15,664,000 |
| Securities held to maturity | 10,776,000 | 10,238,000 | 9,960,000 | 9,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,941,000 | 85,150,000 | 86,984,000 | 88,651,000 |
| Interest-bearing deposits | 72,514,000 | 72,740,000 | 74,672,000 | 75,237,000 |
| Noninterest-bearing deposits | 11,427,000 | 12,410,000 | 12,312,000 | 13,414,000 |
| Equity capital | 10,312,000 | 10,666,000 | 11,107,000 | 10,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,195,000 | 4,868,000 | 6,529,000 |
| Interest expense | 572,000 | 1,087,000 | 1,591,000 | 2,079,000 |
| Net interest income | 1,053,000 | 2,108,000 | 3,277,000 | 4,450,000 |
| Noninterest income | 151,000 | 304,000 | 455,000 | 619,000 |
| Noninterest expense | 891,000 | 1,755,000 | 2,632,000 | 3,499,000 |
| Provision for loan losses | 19,000 | 32,000 | 49,000 | 89,000 |
| Pretax income | 294,000 | 625,000 | 1,051,000 | 1,481,000 |
| Income tax | 61,000 | 138,000 | 252,000 | 378,000 |
| Net income | 233,000 | 487,000 | 799,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,466,000 | 8,749,000 | 9,092,000 | 8,976,000 |
| Total capital | 9,304,000 | 9,626,000 | 9,987,000 | 9,840,000 |
| Risk-weighted assets | 67,000,000 | 70,172,000 | 72,054,000 | 71,393,000 |