Call reports 2008
FIRST FINANCIAL BANK — 2008
What FIRST FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,004,152,000 | 1,016,404,000 | 1,069,435,000 | 1,105,537,000 |
| Total loans | 453,738,000 | 421,730,000 | 449,104,000 | 458,798,000 |
| Allowance for loan losses | 5,309,000 | 5,469,000 | 5,767,000 | 5,793,000 |
| Securities available for sale | 388,812,000 | 388,401,000 | 421,432,000 | 472,808,000 |
| Securities held to maturity | 8,361,000 | 8,266,000 | 8,199,000 | 8,151,000 |
| Trading assets | 0 | 18,000 | 55,192,000 | 0 |
| Total deposits | 802,559,000 | 835,126,000 | 832,827,000 | 843,375,000 |
| Interest-bearing deposits | 662,745,000 | 664,494,000 | 550,389,000 | 525,233,000 |
| Noninterest-bearing deposits | 139,814,000 | 170,632,000 | 282,438,000 | 318,142,000 |
| Equity capital | 79,269,000 | 74,891,000 | 75,935,000 | 82,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,087,000 | 22,974,000 | 34,297,000 | 46,048,000 |
| Interest expense | 3,486,000 | 5,949,000 | 8,216,000 | 9,986,000 |
| Net interest income | 8,601,000 | 17,025,000 | 26,081,000 | 36,062,000 |
| Noninterest income | 3,217,000 | 7,486,000 | 10,785,000 | 13,897,000 |
| Noninterest expense | 5,937,000 | 12,126,000 | 18,569,000 | 24,810,000 |
| Provision for loan losses | 550,000 | 900,000 | 1,250,000 | 1,450,000 |
| Pretax income | 5,471,000 | 11,739,000 | 17,301,000 | 24,152,000 |
| Income tax | 1,468,000 | 3,200,000 | 4,658,000 | 6,500,000 |
| Net income | 4,003,000 | 8,539,000 | 12,643,000 | 17,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,457,000 | 70,045,000 | 71,194,000 | 72,655,000 |
| Total capital | 73,804,000 | 75,553,000 | 77,005,000 | 78,511,000 |
| Risk-weighted assets | 583,754,000 | 589,194,000 | 601,357,000 | 601,065,000 |