Call reports 2007
FIRST FINANCIAL BANK — 2007
What FIRST FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 910,992,000 | 915,628,000 | 911,143,000 | 1,038,548,000 |
| Total loans | 398,524,000 | 378,388,000 | 406,128,000 | 441,662,000 |
| Allowance for loan losses | 4,543,000 | 4,500,000 | 4,504,000 | 4,747,000 |
| Securities available for sale | 366,642,000 | 392,733,000 | 377,921,000 | 388,457,000 |
| Securities held to maturity | 8,431,000 | 8,576,000 | 8,483,000 | 8,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,254,000 | 742,752,000 | 713,379,000 | 837,843,000 |
| Interest-bearing deposits | 525,271,000 | 488,244,000 | 478,167,000 | 551,679,000 |
| Noninterest-bearing deposits | 239,983,000 | 254,508,000 | 235,212,000 | 286,164,000 |
| Equity capital | 70,720,000 | 67,775,000 | 71,619,000 | 74,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,790,000 | 23,613,000 | 35,613,000 | 48,182,000 |
| Interest expense | 4,748,000 | 9,508,000 | 14,257,000 | 18,850,000 |
| Net interest income | 7,042,000 | 14,105,000 | 21,356,000 | 29,332,000 |
| Noninterest income | 3,088,000 | 7,443,000 | 10,905,000 | 14,391,000 |
| Noninterest expense | 5,550,000 | 11,281,000 | 17,331,000 | 23,422,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 500,000 |
| Pretax income | 4,609,000 | 10,296,000 | 14,859,000 | 19,853,000 |
| Income tax | 1,251,000 | 2,860,000 | 4,067,000 | 5,443,000 |
| Net income | 3,358,000 | 7,436,000 | 10,792,000 | 14,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,267,000 | 66,799,000 | 66,950,000 | 67,201,000 |
| Total capital | 70,831,000 | 71,315,000 | 71,479,000 | 71,985,000 |
| Risk-weighted assets | 513,240,000 | 536,529,000 | 545,266,000 | 583,700,000 |