Call reports 2006
FIRST FINANCIAL BANK — 2006
What FIRST FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 883,619,000 | 867,293,000 | 861,709,000 | 926,227,000 |
| Total loans | 353,982,000 | 362,708,000 | 377,694,000 | 392,334,000 |
| Allowance for loan losses | 3,905,000 | 4,215,000 | 4,780,000 | 4,547,000 |
| Securities available for sale | 353,470,000 | 366,715,000 | 371,907,000 | 394,422,000 |
| Securities held to maturity | 15,780,000 | 10,352,000 | 9,218,000 | 9,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 767,016,000 | 737,301,000 | 721,130,000 | 762,286,000 |
| Interest-bearing deposits | 529,321,000 | 505,172,000 | 488,992,000 | 500,681,000 |
| Noninterest-bearing deposits | 237,695,000 | 232,129,000 | 232,138,000 | 261,605,000 |
| Equity capital | 68,090,000 | 66,114,000 | 69,451,000 | 69,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,453,000 | 21,196,000 | 32,367,000 | 44,018,000 |
| Interest expense | 3,207,000 | 6,677,000 | 10,714,000 | 15,165,000 |
| Net interest income | 7,246,000 | 14,519,000 | 21,653,000 | 28,853,000 |
| Noninterest income | 3,990,000 | 7,280,000 | 10,671,000 | 13,848,000 |
| Noninterest expense | 5,510,000 | 11,247,000 | 16,947,000 | 22,413,000 |
| Provision for loan losses | 126,000 | 256,000 | 856,000 | 856,000 |
| Pretax income | 5,600,000 | 10,296,000 | 14,581,000 | 19,501,000 |
| Income tax | 1,670,000 | 3,017,000 | 4,203,000 | 5,603,000 |
| Net income | 3,930,000 | 7,279,000 | 10,378,000 | 13,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,729,000 | 65,120,000 | 65,277,000 | 65,845,000 |
| Total capital | 68,640,000 | 69,337,000 | 70,071,000 | 70,410,000 |
| Risk-weighted assets | 480,425,000 | 485,885,000 | 490,598,000 | 520,726,000 |