Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 886,921,000 | 840,770,000 | 876,206,000 | 898,412,000 |
| Total loans | 401,288,000 | 370,216,000 | 375,636,000 | 388,943,000 |
| Allowance for loan losses | 4,258,000 | 3,980,000 | 3,907,000 | 3,876,000 |
| Securities available for sale | 341,951,000 | 337,497,000 | 328,313,000 | 333,431,000 |
| Securities held to maturity | 33,933,000 | 29,313,000 | 26,241,000 | 21,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 794,901,000 | 747,564,000 | 777,821,000 | 788,043,000 |
| Interest-bearing deposits | 567,981,000 | 522,857,000 | 547,567,000 | 535,365,000 |
| Noninterest-bearing deposits | 226,920,000 | 224,708,000 | 230,254,000 | 252,678,000 |
| Equity capital | 68,340,000 | 70,772,000 | 69,889,000 | 68,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,322,000 | 18,877,000 | 28,674,000 | 38,957,000 |
| Interest expense | 1,924,000 | 4,058,000 | 6,548,000 | 9,445,000 |
| Net interest income | 7,398,000 | 14,819,000 | 22,126,000 | 29,512,000 |
| Noninterest income | 5,111,000 | 8,605,000 | 11,862,000 | 14,836,000 |
| Noninterest expense | 5,894,000 | 11,707,000 | 17,504,000 | 23,166,000 |
| Provision for loan losses | 183,000 | 183,000 | 208,000 | 220,000 |
| Pretax income | 6,465,000 | 11,651,000 | 16,449,000 | 21,135,000 |
| Income tax | 1,942,000 | 3,493,000 | 4,815,000 | 6,186,000 |
| Net income | 4,523,000 | 8,158,000 | 11,634,000 | 14,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,879,000 | 64,371,000 | 64,576,000 | 64,692,000 |
| Total capital | 61,145,000 | 68,365,000 | 68,492,000 | 68,577,000 |
| Risk-weighted assets | 507,409,000 | 480,931,000 | 478,292,000 | 498,433,000 |