Call reports 2004
FIRST FINANCIAL BANK — 2004
What FIRST FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 748,322,000 | 733,504,000 | 754,069,000 | 762,941,000 |
| Total loans | 323,671,000 | 335,503,000 | 358,703,000 | 362,096,000 |
| Allowance for loan losses | 3,788,000 | 3,738,000 | 3,813,000 | 3,802,000 |
| Securities available for sale | 293,927,000 | 293,147,000 | 288,461,000 | 273,059,000 |
| Securities held to maturity | 56,067,000 | 49,213,000 | 43,262,000 | 38,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,106,000 | 651,987,000 | 664,437,000 | 680,773,000 |
| Interest-bearing deposits | 489,074,000 | 478,755,000 | 474,986,000 | 494,950,000 |
| Noninterest-bearing deposits | 173,032,000 | 173,232,000 | 189,451,000 | 185,823,000 |
| Equity capital | 69,872,000 | 62,594,000 | 67,032,000 | 66,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,835,000 | 15,496,000 | 23,447,000 | 31,709,000 |
| Interest expense | 1,261,000 | 2,473,000 | 3,767,000 | 5,214,000 |
| Net interest income | 6,574,000 | 13,023,000 | 19,680,000 | 26,495,000 |
| Noninterest income | 7,758,000 | 10,805,000 | 13,975,000 | 16,976,000 |
| Noninterest expense | 4,836,000 | 9,977,000 | 15,099,000 | 19,889,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 340,000 |
| Pretax income | 9,510,000 | 13,865,000 | 18,532,000 | 23,590,000 |
| Income tax | 2,990,000 | 4,181,000 | 5,473,000 | 6,918,000 |
| Net income | 6,520,000 | 9,684,000 | 13,059,000 | 16,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,389,000 | 65,353,000 | 65,328,000 | 65,542,000 |
| Total capital | 69,190,000 | 69,094,000 | 69,153,000 | 69,352,000 |
| Risk-weighted assets | 425,105,000 | 434,713,000 | 435,023,000 | 446,161,000 |