Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 705,377,000 | 727,960,000 | 766,537,000 | 753,964,000 |
| Total loans | 352,589,000 | 307,542,000 | 316,423,000 | 339,444,000 |
| Allowance for loan losses | 3,827,000 | 3,843,000 | 3,729,000 | 3,728,000 |
| Securities available for sale | 217,122,000 | 252,090,000 | 272,564,000 | 288,409,000 |
| Securities held to maturity | 81,409,000 | 77,558,000 | 65,405,000 | 59,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,252,000 | 644,982,000 | 686,101,000 | 660,824,000 |
| Interest-bearing deposits | 465,956,000 | 475,913,000 | 510,781,000 | 483,485,000 |
| Noninterest-bearing deposits | 160,296,000 | 169,069,000 | 175,320,000 | 177,338,000 |
| Equity capital | 67,920,000 | 70,682,000 | 67,711,000 | 67,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,277,000 | 16,149,000 | 23,821,000 | 31,613,000 |
| Interest expense | 1,555,000 | 3,063,000 | 4,435,000 | 5,748,000 |
| Net interest income | 6,722,000 | 13,086,000 | 19,386,000 | 25,865,000 |
| Noninterest income | 4,257,000 | 8,648,000 | 12,963,000 | 16,618,000 |
| Noninterest expense | 5,777,000 | 10,958,000 | 16,018,000 | 21,367,000 |
| Provision for loan losses | 42,000 | 42,000 | 42,000 | 42,000 |
| Pretax income | 5,160,000 | 10,724,000 | 16,278,000 | 21,070,000 |
| Income tax | 1,535,000 | 3,169,000 | 4,779,000 | 6,104,000 |
| Net income | 3,625,000 | 7,555,000 | 11,499,000 | 14,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,396,000 | 65,525,000 | 65,770,000 | 65,436,000 |
| Total capital | 69,236,000 | 69,391,000 | 69,511,000 | 69,175,000 |
| Risk-weighted assets | 399,222,000 | 398,120,000 | 407,163,000 | 426,363,000 |