Call report 2008Q4
HERITAGE FIRST BANK — 2008Q4
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,262,000 | USD | evidence → |
| Total loans | 38,547,000 | USD | evidence → |
| Allowance for loan losses | 406,000 | USD | evidence → |
| Securities available for sale | 1,551,000 | USD | evidence → |
| Securities held to maturity | 2,638,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,732,000 | USD | evidence → |
| Interest-bearing deposits | 41,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,366,000 | USD | evidence → |
| Equity capital | 3,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,417,000 | USD | evidence → |
| Interest expense | 1,063,000 | USD | evidence → |
| Net interest income | 1,354,000 | USD | evidence → |
| Noninterest income | 441,000 | USD | evidence → |
| Noninterest expense | 2,946,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | -1,181,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,461,000 | USD | evidence → |
| Total capital | 3,867,000 | USD | evidence → |
| Risk-weighted assets | 40,118,000 | USD | evidence → |