Call report 2004Q2
HERITAGE FIRST BANK — 2004Q2
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,478,000 | USD | evidence → |
| Total loans | 14,453,000 | USD | evidence → |
| Allowance for loan losses | 342,000 | USD | evidence → |
| Securities available for sale | 6,634,000 | USD | evidence → |
| Securities held to maturity | 1,983,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,326,000 | USD | evidence → |
| Interest-bearing deposits | 20,942,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,384,000 | USD | evidence → |
| Equity capital | 2,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 747,000 | USD | evidence → |
| Interest expense | 174,000 | USD | evidence → |
| Net interest income | 573,000 | USD | evidence → |
| Noninterest income | 157,000 | USD | evidence → |
| Noninterest expense | 663,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 23,000 | USD | evidence → |
| Income tax | -18,000 | USD | evidence → |
| Net income | 41,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,257,000 | USD | evidence → |
| Total capital | 2,462,000 | USD | evidence → |
| Risk-weighted assets | 15,656,000 | USD | evidence → |