Call report 2003Q4
HERITAGE FIRST BANK — 2003Q4
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,654,000 | USD | evidence → |
| Total loans | 16,896,000 | USD | evidence → |
| Allowance for loan losses | 496,000 | USD | evidence → |
| Securities available for sale | 3,802,000 | USD | evidence → |
| Securities held to maturity | 2,097,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,314,000 | USD | evidence → |
| Interest-bearing deposits | 22,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,141,000 | USD | evidence → |
| Equity capital | 2,246,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,758,000 | USD | evidence → |
| Interest expense | 429,000 | USD | evidence → |
| Net interest income | 1,329,000 | USD | evidence → |
| Noninterest income | 228,000 | USD | evidence → |
| Noninterest expense | 1,353,000 | USD | evidence → |
| Provision for loan losses | 689,000 | USD | evidence → |
| Pretax income | -478,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | -508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,277,000 | USD | evidence → |
| Total capital | 2,500,000 | USD | evidence → |
| Risk-weighted assets | 17,571,000 | USD | evidence → |