Call reports 2001
FULTON BANK — 2001
What FULTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 56,561,000 | 54,484,000 | 54,361,000 |
| Total loans | 38,975,000 | 38,244,000 | 36,851,000 |
| Allowance for loan losses | 603,000 | 733,000 | 549,000 |
| Securities available for sale | 7,373,000 | 6,625,000 | 6,499,000 |
| Securities held to maturity | 1,100,000 | 1,100,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 47,633,000 | 45,602,000 | 45,822,000 |
| Interest-bearing deposits | 43,214,000 | 40,849,000 | 41,505,000 |
| Noninterest-bearing deposits | 4,419,000 | 4,753,000 | 4,317,000 |
| Equity capital | 5,426,000 | 5,448,000 | 5,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,097,000 | 2,188,000 | 3,234,000 |
| Interest expense | 574,000 | 1,109,000 | 1,611,000 |
| Net interest income | 523,000 | 1,079,000 | 1,623,000 |
| Noninterest income | 78,000 | 167,000 | 268,000 |
| Noninterest expense | 458,000 | 874,000 | 1,254,000 |
| Provision for loan losses | 55,000 | 190,000 | 831,000 |
| Pretax income | 88,000 | 182,000 | -194,000 |
| Income tax | 17,000 | 36,000 | -95,000 |
| Net income | 71,000 | 146,000 | -99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 5,379,000 | 5,403,000 | 5,159,000 |
| Total capital | 5,873,000 | 5,879,000 | 5,620,000 |
| Risk-weighted assets | 39,436,000 | 37,861,000 | 36,781,000 |