Call reports 2010
MAINLINE NATIONAL BANK — 2010
What MAINLINE NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 249,232,000 | 256,685,000 | 253,442,000 | 247,783,000 |
| Total loans | 141,314,000 | 141,050,000 | 141,524,000 | 141,641,000 |
| Allowance for loan losses | 1,722,000 | 1,826,000 | 1,890,000 | 1,973,000 |
| Securities available for sale | 92,282,000 | 99,579,000 | 96,295,000 | 90,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,662,000 | 215,318,000 | 214,030,000 | 210,966,000 |
| Interest-bearing deposits | 181,483,000 | 185,522,000 | 183,574,000 | 180,937,000 |
| Noninterest-bearing deposits | 29,179,000 | 29,796,000 | 30,456,000 | 30,029,000 |
| Equity capital | 19,951,000 | 20,312,000 | 20,684,000 | 19,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,661,000 | 8,497,000 | 11,146,000 |
| Interest expense | 983,000 | 1,971,000 | 2,937,000 | 3,701,000 |
| Net interest income | 1,816,000 | 3,690,000 | 5,560,000 | 7,445,000 |
| Noninterest income | 289,000 | 610,000 | 956,000 | 1,142,000 |
| Noninterest expense | 1,813,000 | 3,575,000 | 5,331,000 | 7,440,000 |
| Provision for loan losses | 114,000 | 217,000 | 304,000 | 385,000 |
| Pretax income | -571,000 | -458,000 | -1,013,000 | -1,263,000 |
| Income tax | -113,000 | -130,000 | -419,000 | -584,000 |
| Net income | -458,000 | -328,000 | -594,000 | -679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,077,000 | 23,275,000 | 23,018,000 | 22,057,000 |
| Total capital | 24,799,000 | 25,101,000 | 24,908,000 | 23,979,000 |
| Risk-weighted assets | 200,149,000 | 198,868,000 | 186,480,000 | 183,075,000 |