Call reports 2008
MAINLINE NATIONAL BANK — 2008
What MAINLINE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 232,010,000 | 234,728,000 | 233,926,000 | 233,753,000 |
| Total loans | 133,936,000 | 134,478,000 | 139,090,000 | 139,735,000 |
| Allowance for loan losses | 908,000 | 1,018,000 | 1,077,000 | 1,098,000 |
| Securities available for sale | 80,801,000 | 83,551,000 | 76,859,000 | 79,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,293,000 | 187,212,000 | 180,630,000 | 182,955,000 |
| Interest-bearing deposits | 164,464,000 | 164,162,000 | 156,902,000 | 161,376,000 |
| Noninterest-bearing deposits | 20,829,000 | 23,050,000 | 23,728,000 | 21,579,000 |
| Equity capital | 19,512,000 | 17,674,000 | 16,207,000 | 17,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,178,000 | 6,497,000 | 9,700,000 | 12,813,000 |
| Interest expense | 1,572,000 | 3,020,000 | 4,378,000 | 5,610,000 |
| Net interest income | 1,606,000 | 3,477,000 | 5,322,000 | 7,203,000 |
| Noninterest income | 379,000 | 719,000 | 1,011,000 | 1,322,000 |
| Noninterest expense | 1,551,000 | 3,285,000 | 4,993,000 | 6,802,000 |
| Provision for loan losses | 65,000 | 190,000 | 258,000 | 295,000 |
| Pretax income | 358,000 | 710,000 | 1,071,000 | 1,202,000 |
| Income tax | 45,000 | 85,000 | 137,000 | 262,000 |
| Net income | 313,000 | 625,000 | 934,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,358,000 | 19,633,000 | 19,905,000 | 19,873,000 |
| Total capital | 20,266,000 | 20,651,000 | 20,982,000 | 20,971,000 |
| Risk-weighted assets | 147,975,000 | 150,570,000 | 155,824,000 | 155,877,000 |