Call reports 2007
MAINLINE NATIONAL BANK — 2007
What MAINLINE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 220,142,000 | 228,267,000 | 221,311,000 | 226,918,000 |
| Total loans | 130,000,000 | 130,797,000 | 133,327,000 | 135,905,000 |
| Allowance for loan losses | 1,864,000 | 1,860,000 | 1,985,000 | 885,000 |
| Securities available for sale | 72,631,000 | 73,111,000 | 74,110,000 | 75,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,832,000 | 188,660,000 | 172,492,000 | 178,195,000 |
| Interest-bearing deposits | 157,256,000 | 165,848,000 | 149,888,000 | 156,823,000 |
| Noninterest-bearing deposits | 19,576,000 | 22,812,000 | 22,604,000 | 21,372,000 |
| Equity capital | 18,237,000 | 17,718,000 | 18,313,000 | 18,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 6,085,000 | 9,092,000 | 12,216,000 |
| Interest expense | 1,533,000 | 3,162,000 | 4,695,000 | 6,248,000 |
| Net interest income | 1,425,000 | 2,923,000 | 4,397,000 | 5,968,000 |
| Noninterest income | 334,000 | 678,000 | 1,001,000 | 1,383,000 |
| Noninterest expense | 1,595,000 | 3,290,000 | 4,861,000 | 6,450,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 200,000 |
| Pretax income | 160,000 | 308,000 | 384,000 | 728,000 |
| Income tax | 25,000 | 40,000 | 25,000 | 63,000 |
| Net income | 135,000 | 268,000 | 359,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,708,000 | 18,763,000 | 18,802,000 | 19,077,000 |
| Total capital | 20,437,000 | 20,557,000 | 20,580,000 | 19,962,000 |
| Risk-weighted assets | 137,438,000 | 142,675,000 | 142,054,000 | 144,526,000 |