Call reports 2006
MAINLINE NATIONAL BANK — 2006
What MAINLINE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 210,936,000 | 219,310,000 | 223,433,000 | 223,228,000 |
| Total loans | 116,400,000 | 121,584,000 | 126,446,000 | 129,929,000 |
| Allowance for loan losses | 2,042,000 | 1,984,000 | 1,940,000 | 1,867,000 |
| Securities available for sale | 81,259,000 | 83,346,000 | 83,928,000 | 77,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,582,000 | 180,359,000 | 167,218,000 | 169,923,000 |
| Interest-bearing deposits | 150,516,000 | 161,729,000 | 147,188,000 | 149,878,000 |
| Noninterest-bearing deposits | 18,066,000 | 18,630,000 | 20,030,000 | 20,045,000 |
| Equity capital | 17,023,000 | 16,439,000 | 17,656,000 | 18,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,309,000 | 8,247,000 | 11,227,000 |
| Interest expense | 1,238,000 | 2,543,000 | 4,029,000 | 5,598,000 |
| Net interest income | 1,397,000 | 2,766,000 | 4,218,000 | 5,629,000 |
| Noninterest income | 303,000 | 599,000 | 917,000 | 1,256,000 |
| Noninterest expense | 1,479,000 | 2,971,000 | 4,506,000 | 6,176,000 |
| Provision for loan losses | 0 | -50,000 | -100,000 | -150,000 |
| Pretax income | 221,000 | 444,000 | 729,000 | 851,000 |
| Income tax | 39,000 | 92,000 | 115,000 | 49,000 |
| Net income | 182,000 | 352,000 | 614,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,225,000 | 18,269,000 | 18,490,000 | 18,625,000 |
| Total capital | 19,766,000 | 19,903,000 | 20,166,000 | 20,335,000 |
| Risk-weighted assets | 122,759,000 | 130,403,000 | 133,853,000 | 136,607,000 |