Call reports 2005
MAINLINE NATIONAL BANK — 2005
What MAINLINE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 215,765,000 | 214,944,000 | 214,577,000 | 213,127,000 |
| Total loans | 108,762,000 | 110,072,000 | 109,870,000 | 115,235,000 |
| Allowance for loan losses | 2,268,000 | 2,261,000 | 2,245,000 | 2,036,000 |
| Securities available for sale | 94,414,000 | 93,067,000 | 92,244,000 | 83,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,126,000 | 172,027,000 | 167,788,000 | 166,876,000 |
| Interest-bearing deposits | 149,328,000 | 153,196,000 | 148,036,000 | 147,144,000 |
| Noninterest-bearing deposits | 17,798,000 | 18,831,000 | 19,752,000 | 19,732,000 |
| Equity capital | 17,316,000 | 18,122,000 | 17,849,000 | 17,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,530,000 | 5,101,000 | 7,649,000 | 10,277,000 |
| Interest expense | 1,082,000 | 2,231,000 | 3,373,000 | 4,598,000 |
| Net interest income | 1,448,000 | 2,870,000 | 4,276,000 | 5,679,000 |
| Noninterest income | 368,000 | 678,000 | 976,000 | 1,331,000 |
| Noninterest expense | 1,363,000 | 2,788,000 | 4,333,000 | 5,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 453,000 | 807,000 | 969,000 | 1,069,000 |
| Income tax | 95,000 | 153,000 | 183,000 | 167,000 |
| Net income | 358,000 | 654,000 | 786,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,920,000 | 18,091,000 | 18,095,000 | 18,170,000 |
| Total capital | 19,390,000 | 19,565,000 | 19,572,000 | 19,704,000 |
| Risk-weighted assets | 116,779,000 | 117,114,000 | 117,372,000 | 122,224,000 |